:root {
  --blue: #1f4e9c;
  --blue-dark: #163a75;
  --green: #2e9b5a;
  --green-dark: #247a47;
  --yellow: #f2b705;
  --bg: #f4f7fc;
  --text: #1b2433;
  --error: #b42318;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: "Segoe UI", Arial, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.5;
}

/* ---------- Header ---------- */
header {
  background: var(--blue);
  color: #fff;
  text-align: center;
  padding: 28px 16px 22px;
  border-bottom: 6px solid var(--yellow);
}
header h1 {
  margin: 0;
  font-size: 2.2rem;
  letter-spacing: 1px;
}
header p {
  margin: 6px 0 0;
  opacity: .9;
}
.logo {
  display: block;
  margin: 0 auto 10px;
  max-height: 90px;
  width: auto;
  border: 3px solid var(--yellow);
  border-radius: 8px;
}
.logo.gone { display: none; }

main {
  max-width: 720px;
  margin: 0 auto;
  padding: 24px 16px 48px;
}

/* ---------- Business card ---------- */
.card-wrap {
  text-align: center;
  margin-bottom: 28px;
}
.card-wrap img {
  max-width: min(100%, 200px);
  height: auto;
  border: 4px solid var(--yellow);
  border-radius: 10px;
  box-shadow: 0 6px 18px rgba(31, 78, 156, .25);
  background: #fff;
}
.card-placeholder {
  display: none;
  max-width: 240px;
  margin: 0 auto;
  padding: 56px 20px;
  border: 4px dashed var(--yellow);
  border-radius: 10px;
  background: #fff;
  color: var(--blue);
  font-weight: 600;
}
.card-placeholder.show { display: block; }
.card-wrap img.gone { display: none; }

/* ---------- Form ---------- */
form {
  background: #fff;
  border: 2px solid var(--yellow);
  border-top: 8px solid var(--green);
  border-radius: 10px;
  padding: 24px 20px 28px;
  box-shadow: 0 4px 14px rgba(0, 0, 0, .08);
}
form h2 {
  margin: 0 0 4px;
  color: var(--blue);
}
.intro {
  margin: 0 0 20px;
  color: #4a5568;
}
.row {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}
.field {
  flex: 1 1 220px;
  margin-bottom: 18px;
}
label, legend {
  display: block;
  font-weight: 600;
  color: var(--blue-dark);
  margin-bottom: 6px;
}
input[type="text"],
input[type="email"],
input[type="tel"],
select,
textarea {
  width: 100%;
  padding: 12px;
  font-size: 1rem;
  border: 2px solid #c9d4e6;
  border-radius: 8px;
  font-family: inherit;
}
input:focus, select:focus, textarea:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(242, 183, 5, .5);
}
fieldset {
  border: none;
  padding: 0;
  margin: 0 0 18px;
}
.choices {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.choices label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin: 0;
  padding: 10px 16px;
  border: 2px solid #c9d4e6;
  border-radius: 999px;
  cursor: pointer;
  font-weight: 500;
  color: var(--text);
  background: #fff;
}
.choices input { accent-color: var(--green); }
.choices label:has(input:checked) {
  border-color: var(--green);
  background: #e8f6ee;
}
.choices label:has(input:focus-visible) {
  box-shadow: 0 0 0 3px rgba(242, 183, 5, .6);
}
button {
  width: 100%;
  padding: 15px;
  font-size: 1.1rem;
  font-weight: 700;
  color: #fff;
  background: var(--green);
  border: 3px solid var(--yellow);
  border-radius: 10px;
  cursor: pointer;
}
button:hover { background: var(--green-dark); }
button:disabled {
  opacity: .7;
  cursor: wait;
}

/* Spam trap: pushed off-screen, never display:none (some bots skip hidden fields) */
.hp {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.form-error {
  display: none;
  margin: 0 0 16px;
  padding: 12px 14px;
  border: 2px solid var(--error);
  border-radius: 8px;
  background: #fef3f2;
  color: var(--error);
  font-weight: 600;
}
.form-error.show { display: block; }

.thanks {
  display: none;
  text-align: center;
  padding: 30px 10px;
  color: var(--green-dark);
  font-size: 1.2rem;
  font-weight: 600;
}
.thanks.show { display: block; }
form.gone { display: none; }

.note {
  font-size: .85rem;
  color: #667085;
  text-align: center;
  margin: 14px 0 0;
}

footer {
  background: var(--blue);
  color: #fff;
  text-align: center;
  padding: 16px;
  border-top: 6px solid var(--yellow);
  font-size: .9rem;
}

/* ---------- Agent details ---------- */
.agent {
  text-align: center;
  margin: 0 0 28px;
  padding: 20px 20px 24px;
  background: #fff;
  border: 2px solid var(--yellow);
  border-top: 8px solid var(--green);
  border-radius: 10px;
  box-shadow: 0 4px 14px rgba(0, 0, 0, .08);
}
.agent h2 {
  margin: 0;
  color: var(--blue);
  font-size: 1.6rem;
}
.agent p { margin: 6px 0 0; }
.agent .agent-title { color: #4a5568; }
.agent .agent-firm {
  color: var(--green-dark);
  font-weight: 700;
}
.agent-details {
  margin-top: 12px;
  padding-top: 10px;
  border-top: 1px solid #e3e8f0;
}
.agent a {
  color: var(--blue);
  font-weight: 600;
}